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Marcus by Goldman Sachs Review 2026
Quick Summary
Rating
4.7/5 ⭐
Savings APY
4.40%
Checking APY
N/A
Monthly Fee
$0
Best for: Serious savers focused on high-yield savings
What is Marcus by Goldman Sachs?
Marcus by Goldman Sachs is a savings-focused online bank offering competitive rates and modern banking features.
✓ Pros
- High savings APY
- No fees on savings or CDs
- Competitive CD rates
- Backed by Goldman Sachs
- No minimum deposit
✗ Cons
- No checking account
- No physical branches
- Limited product offerings
- No ATM access
Account Details
| Savings APY | 4.40% |
| Checking APY | N/A |
| Min Deposit | $0 |
| Monthly Fee | $0 |
| ATM Access | N/A |
| Mobile App | Very Good |
| FDIC Insured | Yes |
Who Should Choose Marcus by Goldman Sachs?
Best for: Serious savers focused on high-yield savings
Ready to Join Marcus by Goldman Sachs?
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